A different road out of poverty: saving instead of borrowing

A different road out of poverty: saving instead of borrowing: "A family chooses how much they want to save each week for a 10-week-long period. After they complete the 10-week phase, GOA rewards the successful savers with 10 percent interest."

That is an APR of 64%! No wonder people like the program -- I'll take that deal any day!

"not all organizations with microsavings programs can provide the 10 percent interest that GOA achieves, which relies heavily on donations."