A different road out of poverty: saving instead of borrowing

A different road out of poverty: saving instead of borrowing: "A family chooses how much they want to save each week for a 10-week-long period. After they complete the 10-week phase, GOA rewards the successful savers with 10 percent interest."

That is an APR of 64%! No wonder people like the program -- I'll take that deal any day!

"not all organizations with microsavings programs can provide the 10 percent interest that GOA achieves, which relies heavily on donations."

Further Thoughts on Sensible Gun Legislation | Cato @ Liberty

Further Thoughts on Sensible Gun Legislation | Cato @ Liberty: "Manchin-Toomey is complex and controversial. Committee hearings are necessary and the public must have ample time to review the legislation. Still, considered as a package, a reworked Manchin-Toomey would offer substantial benefits to gun owners while imposing tolerable restrictions—none of which intrudes on core Second Amendment liberties."

But how much would those "tolerable restrictions" actually help?

Would a do-it-yourself gun background check work?

Would a do-it-yourself gun background check work?: "A gun buyer would log in to a free federal web portal and enter some personal information. If the buyer passes the background check, he or she would get a multi-digit key code, good for 30 days, to print out and take to a seller. That seller would use the same portal to confirm the authenticity of the background check."

"That dealer might not be convenient, and may charge a fee for the transfer service, Coburn said. And forcing everyone to go through a licensed dealer would simply push gun sales into the shadows. "If you make it easy for people to comply with the law, they'll do it," he said. "If I'm a gun owner, I want to know I'm not selling to someone who's on the list." "